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With so many borrowers who were poor credit risks defaulting on their loans, home mortgage lenders have become extremely careful about who they put home mortgages out to. With the home mortgage market becoming extremely difficult to predict, there are less and less risky loans being made and more home mortgages being made to those […]

Although rates on fixed rate mortgages are starting to go lower, experts are advising waiting a little bit longer since this trend will continue. Although fixed rate mortgages are cheaper now than they were a few weeks ago, it will still take a few more months for the rates to truly get to the point […]

As questions remain on the stamp duty, many home buyers are choosing to wait before getting a fixed rate mortgage. There is a lot of uncertainty at this time and few know when the changes will occur. Many are preferring to err on the side of caution and wait for the final declaration before committing […]

Experts are encouraging consumers seeking fixed rate mortgages to carefully consider their options before jumping in. Although a fixed rate mortgage will offer more security, right now with rates as high as they are, they can also be very expensive. In order to get the best deal, consumers are urged to do their homework on […]

Mortgage advisors continue to debate over whether long term fixed rate mortgages are best for consumers. Although there is more security in this type of fixed rate mortgage, there is concern that homebuyers that get one now may be paying too much over the long term.
Louise Cuming, head of mortgages at Moneysupermarket.com, says: “My argument […]